Open Enrollment Period for Health Insurance
November 1, 2015 thru January 31, 2016 is open enrollment for 2016. During this time, those seeking health insurance for 2016 can apply and get coverage starting as early as January 1, 2016.
Key Dates for 2016 Open Enrollment Season
- Open Enrollment Period Begins: November 1, 2015
- Deadline for January 1 effective date: December 15, 2015
- Deadline for February 1 effective date: January 15, 2016
- Open Enrollment Period Ends: January 31, 2016
If anyone signs up between January 16, 2016 and January 31, 2016, the policy will have a March 1, 2016 effective date and the individual will likely incur a partial tax penalty.
Medicare Annual Enrollment Period (65 or older)
If you’re age 65 or older, the Medicare open enrollment starts on October 15, 2015 and ends on December 7, 2015.